Legal

Terms of Use

Last updated: [ADD DATE]

These Terms of Use ("Terms") govern your access to and use of the Farol North website and your purchase of our digital products and services, operated by Farol North LLC ("Farol North," "we," "us"). By using this site or buying a product, you agree to these Terms.

1. What we offer

Farol North sells digital products — including guides, e-books, templates, spreadsheets, and tools — and provides advisory services. Our products are educational and informational in nature.

2. Not professional advice

Our products and content are for general educational purposes only and do not constitute legal, tax, financial, or other professional advice. Individual results vary, and we make no guarantees of any specific outcome. Always consult a qualified professional regarding your specific situation before acting.

3. Purchases and payment

Prices are listed in US Dollars (USD). Payment is processed by our third-party payment provider. When you complete a purchase, you authorize that provider to charge your selected payment method. You agree to provide accurate purchase information.

4. Delivery

Our products are digital and delivered electronically. After your payment is confirmed, you receive a download or access link by email, typically within minutes. It is your responsibility to provide a correct email address.

5. Refunds

Purchases are covered by our Refund Policy. You may request a full refund within 14 days of purchase under the conditions described there. See our Refund Policy for details.

6. License and acceptable use

When you buy a product, we grant you a personal, non-transferable license to use it for your own purposes. You may not resell, redistribute, share, or republish our products or content without our written permission.

7. Intellectual property

All content on this site and within our products — text, design, graphics, and materials — is owned by Farol North LLC and protected by applicable intellectual property laws.

8. Limitation of liability

To the maximum extent permitted by law, Farol North is not liable for any indirect, incidental, or consequential damages arising from your use of our site, products, or content. Our total liability for any claim is limited to the amount you paid for the relevant product.

9. Changes to these Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Continued use of the site after changes means you accept the updated Terms.

10. Contact

Questions about these Terms? Email contact@farolconsulting.com.